Excellent Lebanese Microfinance sector inclusive and integrated with the Lebanese financial sector.

Support microfinance institutions to improve the provision of financial services to non-inclusive groups in the main and official financial system and to activate the relationship between microfinance institutions and the relevant authorities.


1. Contribute to the promotion of sustainable industry, raise the level of awareness on microfinance in the community, unite the members’ voices and represent them before all the authorities.

2. Contribute to the formulation and promotion of the national standards within the scope of universally accepted best practices in the sector, work on unifying the terminology used by the members and designate a common language for the microfinance industry.

3. Contribute to the coordination and effective participation in the activities of this sector, both in and outside Lebanon, and encourage the active and feasible communication among its personnel.

4. Contribute to the work and cooperation with all parties, whether national or foreign, inside and outside Lebanon, in order to fulfill the interest of the sector institutions in Lebanon and work on expanding the circle of the sector donors and financiers.

5. Contribute to raising the effectiveness of microfinance institutions in Lebanon and strengthening the skills in terms of quantity and quality.

6. Participate, cooperate and coordinate with all the organizational, regulatory and governmental parties for setting the policies and legislations which aim and help in developing the sector and contribute to work on creating a supportive legislative environment for the sector.

7. Hold the local, regional and global training, cultural and educational activities and any other activities to serve the sector.

8. Provide support and contribution to the exchange of information among the members themselves and between them and all the relevant authorities.

The Lebanese Micro-Finance Association founded on January 12th, 2015 in the Lebanese Republic
and registered under the Registered Notice No.31, as a non-profit and non-political organization.

Administrative Committee

Youssef el Khalil – President
Association pour le Development Rural

Mayada Baydas Vice President
Emkan Microfinance


A leading expert in the field of development finance with over 25 years of experience with research, strategic planning and advising, and managerial work focusing on the establishment and management of NGOs and financial institutions, specialized in sustainable microfinance.Working experience in over 40 countries, in several regions around the world, particularly in Africa and the Middle East, as well as in Asia, Eastern Europe, and Latin America.

Bachar el Kouwatly Secretary
IBDAA Microfinance

Chady Rached – Treasurer
Association d’Entraide Professionelle

Youssef Fawaz – Member
The Lebanese Association for Development – Al Majmoua

Ziad Halaby – Member
Vitas sarl


Ziad Halaby has been the CEO of Vitas s.a.l., since beginning 2005. Mr. Halaby currently serves on the Board of Directors of the Lebanese Microfinance Association, Vitas Romania and CHF Management and Consulting Services Egypt. He served between 2010 and 2016 on the Board of Directors of Sanabel the Microfinance Network of the Arab Countries. Mr. Halaby has expertise in corporate finance, microfinance, NGO and MFI, management in several countries including Georgia, Bosnia and Herzegovina, Azerbaijan, Belgium, and Lebanon. He is a Charted Management Account and holds an MBA from the American University of Beirut as well as an MSc in Financial Risk Management from FUSL Brussels.

Samer El Safah – Member
Makhzoumi Foundation

Afaf Nehme – Member
Entrepreneurial Development Foundation

Serje Oueis – Participatory Member
Cooperative Libanaise pour le Development

LMFA Executive Team

Ilda Nahas
LMFA General Manager

Ola Hariri
LMFA Program Manager